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What if you tried to save money and it cost you a fortune?

Many times, people are hesitant to hire a lawyer because they want to save money. However, they don’t realize how much money a lawyer could have saved them until it’s too late.

Wondering when you need to cave in and hire a lawyer? Keep reading to discover the answer!

Jail Is On the Line

Sometimes, figuring out when you need a lawyer is simple. It starts with you figuring out what the worst that could happen if you should lose your case.

For example, if there is a chance that you could end up in jail, then it’s worth it to get a lawyer. Such a professional has been trained to present the best case possible, increasing your odds of a successful defense.

Think of it this way: if you go to jail, you’ll lose the chance to work, possibly for many years. Compared to that, the cost of hiring a lawyer is relatively small.

The Stakes Are Too High

Of course, jail isn’t the only thing to worry about when it comes to hiring lawyers. You also need to be aware of the maximum amount of money you might have to pay out for things like damages and court costs.

It can be very sobering when you realize how much money you stand to lose. And it’s easy to find cases where people’s entire lives have been ruined by losing a court case.

So, you do the math. Get a free consultation with a lawyer and an estimate of the overall legal costs and compare that to what you might have to pay if you lose.

If the stakes are high enough, it’s time to go ahead and call a lawyer.

Estate Planning

We like to think that our families are strong enough that nothing can tear them apart. However, ugly fights over a deceased person’s will can tear families apart in a heartbeat.

Estate planning is a classic case where hiring a lawyer is completely worth it. They can make sure that you have completed all of the necessary paperwork without leaving any loopholes that a greedy family member might try to exploit.

If you’re doing estate planning (or plan to do it very soon), make sure you find a great attorney in your area.

The Other Side Has a Lawyer

While the law is very complex, deciding on hiring a lawyer can be relatively simple. For instance, answer this simple question: does the other side have a lawyer?

Representing your own case in court may be considered acceptable if the other person is doing the same. But if they have hired legal representation, you need to go ahead and do the same.

Remember, it’s a lawyer’s job to know the law and “speak the language” necessary to present a good case. Furthermore, a local lawyer may have insights into the local area and even the judge that may prove helpful to your case.

When Time Is of The Essence

Want to hear a secret most people don’t know about the law? Even when a case is going well for you, it could be a long time before anything happens.

If you feel that this is a time-sensitive issue, then it’s worth hiring a lawyer. One reason is that such a professional may be able to encourage the other party to agree to a settlement.

Now, some people dislike settlements because the other party typically pays less than they would have to pay if they lose the case. But a settlement guarantees your side both a win and (some of) the money.

Divorce And/Or Child Custody

Some cases arguably never need a lawyer while other cases always need one. One of the biggest examples of the latter is if you are dealing with issues of divorce,  child custody, and child support.

In those cases, the stakes are about as high as they can get. All of your shared property is up for grabs, and so is your ability to spend time with your children!

Plus, remember when we said you always need a lawyer if the other side has one? Go ahead and assume your spouse has hired a lawyer and give yourself and your attorney the time you need to gather evidence.

You certainly don’t want to lose your case and be stuck looking for apartments after you lose your home.

There Is Evidence Against You

Speaking of evidence, here is another straightforward case of whether you should hire a lawyer or not. Be sure to hire a lawyer if there is evidence against you, especially evidence that seems compelling.

A good attorney may be able to get a judge and jury to look at compelling evidence in a different light. Even better, such an attorney may be able to prove that the evidence was illegally obtained and therefore inadmissible in a court of law.

Make no mistake: when the other side has evidence, it puts your case in serious danger. Better to hire representation now and give yourself the best possible chances.

You’ve Been Injured

We’ve mentioned doing the math a few different times. But there is one scenario where it is difficult to do the math, and that is when you have been injured.

This is because the number of damages you may be eligible for extends beyond things like medical costs and missed employment. You need to also consider things like how this will affect future employment and the more intangible cost of emotional damages.

Hiring a lawyer is wise in these cases because they will have a better idea of how much these things are worth and how much you should ask for. And in this case, the cost of the lawyer may be far outweighed by the damages you are eligible for.

When to Hire a Lawyer: The Bottom Line

Now you know how to handle these stressful situations: hire a lawyer! But do you know how else to deal with the stress in your life?

Here at the DiSHH, we bring news you can use each week. To see how we can help you relax, check out our simple ways to unwind and recharge!

Is your air conditioning unit ready to face the summer heat?

If not, you should add some AC maintenance to your home improvement to-do list. Summer is right around the corner, which means your AC usage is likely going to increase. Just like any appliance in your home, your AC unit needs some attention every once in a while to keep it running smoothly.

Air conditioners are expensive to replace, so fixing small problems as they pop up will save you a lot of money down the road. Keep reading to learn more about some secret warning signs your AC unit might need some attention right away. 

Signs Your AC Unit Might Be in Trouble

No one likes to call the AC Repair Company, but the truth is that taking proper care of your AC unit before summer starts will ensure that things run smoothly for you all season long. 

If you’re not familiar with your AC unit, here are six of the most common AC problems you should check for before it’s too late: 

1. A Clogged or Dirty Filter 

Make sure you research your unit’s manufacturer to see how often you need to change the filter. Some units need their filter changed every month, but some can go longer.

A clogged filter is one of the most common reasons your AC won’t work, so check this before moving on to other options. 

2. Fluid Is Leaking 

A leaking AC unit is never a good sign. If you see a pool of coolant forming around your unit, call a professional for help. A coolant leak means that your machine’s temperature will fluctuate and it won’t work correctly. 

3. Backed-Up Drain

Just like the filter, the AC unit’s drain can get clogged and back-up. When the drain pan fills up, the backed up water will pool around the unit and cause damage. If you notice water around the unit, call a professional HVAC team right away. 

4. Refrigerant Is Running Low 

Every AC needs refrigerant, which is the chemical that helps turn hot air from outside into cool air before it enters your home. Before you try to fix anything yourself, check for a leak. 

Low refrigerant is usually a sign that there’s a leak in your unit, so you should call an AC repair company to get an expert opinion. 

5. Frozen Coil 

The transition from cold to hot weather can be brutal on your AC unit. Your unit’s coil might freeze, which means that there is a problem with the airflow or it’s a sign that your refrigerant is low. 

6. It’s Getting Too Much Sunlight 

You’ll have to keep a close eye on your AC unit if it sits in a sunny spot. Units that are exposed to constant sunlight will heat up and have to work harder to keep your home cool. Move your unit if you can, or check it often to make sure it’s in good condition. 

Get Professional Help to Keep Your Home Cool This Summer 

If you want your AC unit to keep you cool all summer, make sure you schedule an appointment with an AC repair company right away. 

You should also check out the rest of our website for more home renovation tips!

Did you know that one-quarter of small business owners spend six or more hours on payroll taxes each month? That’s a fair amount of time you could be spending on other vital tasks.

Managing small business payroll processing doesn’t need to be time-consuming though. Use these seven tips to make it easier starting today.

1. Make Decisions about How to do Payroll

Before you hire an employee, you should make some decisions about how you’ll conduct payroll.

This includes deciding how to pay your employees and how often you’ll pay them. Will you have salaried employees, or will they be paid an hourly wage? Will you pay them every week or every two weeks?

Think about how much time you’ll spend tracking hours, calculating payroll taxes, and writing checks.

2. Pick the Right Small Business Payroll Processing System

Next on your payroll setup checklist is choosing systems to support your activities.

First, decide on a timekeeping system. How will you track hours for your employees? You’ll need to record time off and overtime as well.

You’ll also want to choose a payroll system. The right system will help you calculate your employees’ checks, taxes, and more.

3. Prepare to File Paperwork

If you’re learning how to prepare payroll, one thing that might surprise you is how much paperwork there is.

There’s more to it than calculating how much you need to pay your employees. You also need to hold back taxes and remit those withholdings. You have to prepare tax forms, such as W2s, and file W4s for all new employees.

In short, you’ll be doing plenty of paperwork during every payroll processing period.

4. Automate Withholding

If you chose the right payroll processing service, you should be able to automate calculations. This can save plenty of time, especially when it comes to calculating state and federal taxes.

You should also keep in mind any voluntary withholding. This can include deductions for pension plans or other benefits you might offer.

5. Look to Your Record Keeping

One of the challenges of small business payroll is keeping records. Maintaining good records is mandatory for businesses.

Be sure to check that you’re compliant with both federal and state laws. Depending on where your business is located, you may have different requirements. The records you need to keep may also depend on the industry you’re in.

6. Stay up to Date

Another challenge of payroll processing is ensuring everything is up to date. Take the time to review your employees’ records. Have their addresses changed?

You may need to collect updated tax forms from time to time. You should also keep track of raises and benefits.

You’ll also want to stay up to date with the latest best practices in payroll. Monitoring the legal framework is also a good idea. Keep an eye on taxes as well, since the rates can change annually.

A great resource to use is the blog at https://www.paystubcreator.net/. The experts there write about the latest tax changes and provide great insights.

7. Create a Budget

Create a budget for processing payroll in your small business, even if you handle it yourself. This will help you track costs and the time you spend administering payroll.

It also allows you to re-evaluate the costs and explore new solutions.

Make Payroll Easier Now

Small business payroll processing can be time-intensive. It doesn’t need to be difficult. With the right tools and advice, you can make payroll easier than ever.

If you’re looking for more great business advice, check out our blog. We have plenty of tips to help you keep your business growing.

Barbara Morriss writes relatable romance stories with historic backdrops. Brining readers back to the glory days of courting and romance. But her novels are more than just love stories, she adds a twist of mystery and a pinch of danger. We cannot get enough of Morriss’ work and hope she continues writing these addicting pieces. Her newest book, A Promise in Autumn is releasing soon, we wanted to find out more:

Q. If you could give your book to one celebrity, who would it be and why?

I would love to give my book to Rob Reiner. I think he’d like it.  My book, A Promise in Autumn, is a romance between two likable, and very different individuals.  Rob Reiner seems to understand the complexities of a relationship and what happens as two people explore a friendship and then a romance. Remember “When Harry Met Sally”?

 

Q. Who is your biggest writing inspiration?

I love reading historical fiction and non-fiction.  When I read The Boys in the Boat, a gripping story of non-fiction by Daniel James Brown,  I was inspired to tell stories based on historical facts. I am looking forward to reading his most recent book, Under a Flaming Sky.  His books read like novels. He portrays his characters with so much heart that a reader genuinely cares about them.

 

Q. If could give your book to one singer/musician, who would it be and why?

I don’t know, maybe Adele.  I think she’d like my story.  Maybe she’d even identify with the heartbreak?

 

Q. Give us the scoop on YOUR great love story!

My book A Promise in Autumn is a good love story peppered with an antagonist, stolen jewels, and enough twists and turns to keep you engaged.

 

Q. If your book was turned into a film/TV show, who would you tap to play the lead(s)? Why?

For the female lead I would choose, Irish actress Saoirse Ronan to play Keagan.  She would nail the accent and I think she’d pull off the relationship dynamic between an Irish Catholic and an English protestant. Alden Caleb Ehrenreich would make a perfect Raymon, Keagan’s love interest.  I think Saoirse and Alden would have great chemistry like my characters.

 

Q. What’s one secret about you that you’ll share with the world?

I admire and have a fan crush on tennis great, Roger Federer. I’ve seen him play several times, but never was close enough to say hello. I hope one day to cross that off my bucket list.

 

Q. What is the core message you want to deliver to the world through your writing/books/stories?

Yesterday is gone, tomorrow has not yet come. We have only today, let us begin. Mother Theresa

 

Rapid Fire Questions and Answers

Q. Morning person or night owl?

A. Morning person – love the mornings.

Q. Reading or writing?

A. This is a difficult choice. I love to read good books and the creative process of writing.

Q. Kittens or puppies?

A. Puppies –They bring me joy, so do adult dogs.

Q. The beach or the mountains?

A. The beach – I have always chosen to live near one.

Q. Road trip or Cruise ship?

A. Road trip – We love to hit the road with our pug, Dudley. Our itineraries always include hikes, beer tasting, and sidewalk dining.

Q. Tea or coffee?

A. Coffee – We need several cups of caffeine every morning.

Q. Karaoke or bowling?

A. If I could sing, it would be karaoke hands down.

Q. The ability to fly or mind reading?

A. Those are two scary choices. Although I fear heights, I think if I could fly like a bird it would be breathtaking. I’m not sure I would want to know what others are thinking. Although when I write, I have to get in the heads of my characters.

Q. Selfie or group photo?

A. Here’s another secret. I hate having my picture taken – group photo for sure.

Q. E.L. James or J.K. Rowling?

A. J.K. Rowling – talk about creative! The thing I love most about her writing is the vocabulary she invents to tell her stories.

Q. Bacon or Tofu?

A. Bacon, one of my guilty pleasures. I should prefer tofu.

 

Pre-order a copy of her latest book on Amazon!

The fun and free-spirited Konni Granma gave us the inside scoop to her latest novel “The Lonely Hearts Bar”. The story is a must read for anyone who loves cinema and all things Hollywood. We love Konni’s unique writing style. Her zest for life and adventure is captured perfectly in her stories. We sat down with Konni and learned a little more about what made her tick:

Q. If you could give your book to one celebrity, who would it be and why?

A. Ethan Hawke, because when I was writing “The Lonely Hearts Bar”, as the hero of Mr. BB, I saw him. For some reason it seems to me that he will understand this character like no other.

Q. Who is your biggest writing inspiration?

My mom and dad, and their faith in my dreams.

Q. If you could give your book to one singer/musician, who would it be and why?

A. It would be the composer Thomas Newman, because I wrote “The Lonely Hearts Bar”, listening his compositions from the movie “Meet Joe Black”.

Q. Give us the scoop on YOUR great love story!

A. I am 21 years old and the only love story in my life is my crazy love for the characters of my books.

Q. If your book was turned into a film/TV show, who would you tap to play the lead(s)? Why?

I believe that this will really happen, and on the cinema screens I will see the inscription “The Lonely Hearts Bar”, and in the main role of Mr. BB I will see my dear Mr. Ethan Hawke in a black T-shirt, dark gray jeans and purple converse. And it will be incredibly cool to watch how, after 30 years, the scene from «Dead Poets Society» will be repeated, only now he will be in the role of John Keating. This is very touching.

Q. What’s one secret about you that you’ll share with the world?

I’m not sure that I have any secrets. After all, I wrote a book and published it, and this story is a huge collective image of my life. I am very honest with my readers. Today, I am saving up new secrets for the next book calling “Pulse” 🙂

Q. What is the core message you want to deliver to the world through your writing/books/stories?

A. I want the world to forever remember the words of Mr. BB, that… there is a beginning of what we believe in. And when it gets scary, “throw everything to the wind.”

 

Rapid Fire Questions and Answers

Q. Morning person or night owl?

A. Early Morning person! J

Q. Reading or writing?

A. Writing

Q. Kittens or puppies?

A. Puppies… and kittens 🙂

Q. The beach or the mountains?

A. The mountains

Q. Road trip or Cruise ship?

A. Road trip!!!

Q. Tea or coffee?

A. Coffee and more coffee!

Q. Karaoke or bowling?

A. Karaoke

Q. The ability to fly or mind reading?

A. To fly

Q. Selfie or group photo?

A. Group photo

Q. E.L. James or J.K. Rowling?

A. J.K. Rowling

Q. Bacon or Tofu?

A. Tofu! Yummy 🙂

Find your copy of The Lonely Hearts Bar on Amazon!

In a recent interview on Bloomberg TV, Eric Lefkofsky talked about data-driven medicine. Mr. Kefkofsky is the CEO of Tempus, a company he founded to provide technological solutions to medical problems.

Throughout his career, he brought technology to industries that hadn’t used much technology before. He became inspired to do the same with the medical industry when he realized how little health care providers were using data in their work. There was a clear need to bring data to medicine, and he strove to fill it.

He founded Tempus with the initial goal of fixing the data infrastructure underlying care for cancer patients. That involved collecting data about who cancer patients were, what drugs they were taking, and how they responded to those drugs. Tempus than analyzed the data to discover patterns that explain why patients responded to the drugs the way that they did.

The process involves sophisticated genetic sequencing. It relies on cutting-edge technology tools to perform complex analyses that would have been impossible or unaffordable several years ago. For example, as recently as 12 years ago, it would have cost a million times more to generate the kind of genomic data that Tempus generates and uses today.

The result has important clinical applications. Physicians use the information Tempus provides to select medications for their patients. The data helps them pick the drug that is most likely to help patients.

Amazon, Google, and Microsoft have all recently announced that they are starting to become involved in the business of data mining for health care. Mr. Lefkofsky thinks this is a positive trend. Using more technology in medicine will improve people’s lives, and the health care industry is so big that there is room for all of these companies to thrive in the medical data space.

Although Tempus is a young company, founded in 2015, it already has had a strong impact on the way that cancer is treated. There are approximately 250 hospital systems that are working with Tempus, and data from about 25 percent of all cancer patients in the U.S. is now processed at Tempus.

The technology will have an even larger impact in the future. Mr. Lefkofsky predicts that in about five years, all cancer patients in the U.S. are likely to have their genomes sequenced. He believes the same thing will start to happen at some point with cardiovascular disease, infectious diseases, and other health problems. Within five to 10 years, almost everyone in the U.S. will have their genonmes sequenced a lot. The result will be an era where medical treatment can be tailored to individuals in a way that was not possible in the past.

Mr. Lefkofsky said that he has learned from all of his past business experiences. He has a simple formula for success. After each experience, he tries to repeat what worked well and avoid repeating what didn’t. One lesson he has learned from past experiences is to wait longer before taking a company public. He says that when there are huge paradigm shifts in the way things are done, it’s better to wait until everything is solidly in place before going public.

Meanwhile, Tempus is growing. The company that started by focusing on cancer patients has now expanded to helping patients with diabetes and depression. Its plans for the future include working with other diseases, including cardiovascular disease.

In addition to being CEO and founder of Tempus, Eric Lefkofsky is chairman and co-founder of Groupon, whose world-famous site changed the way that companies attract new customers. He also co-founded Mediaocean, Echo Global Logistics, Inner Workings, and Uptake Technologies.

 

The RealReal is there for those who want to go all out this Valentine’s day. You know your beloved deserves to be pampered, so why not let the RealReal do the work for you? Then, all you have to do is choose something rather than stress out about a gift. The following are five gifts to give your wife or partner this holiday.

1. Mikoh One-Piece

It may be time to admit that the perfect gift for your beloved is a swimsuit piece. It is always hard to find the perfect piece. You need something that makes a statement and looks wonderful. Of course, it is always a good idea to look through your partner’s swim-wear to make sure you get swim-wear that your loved one likes. She might like this Mikoh Hawaii Hula one-piece. It is a classy and colorful piece that is not too trendy. It can definetly be worn a few seasons.

2. John Hardy Hoops

There are times when the best gift is jewelry. Your loved may like to show off jewelry from time to time, and wearing hoops is a great way to do that. This type of accessory simply does the trick from time to time, especially when she wants to look classy and chic at the same time. The John Hardy Two-Tone Palu hoop earrings are wonderfully designed, and the color could match any outfit. They are definitely worth the trouble, and they should make a great Valentine’s gift.

3. Gucci Loafers

Gucci loafers could also be the right gift. The Gucci loafers look stylish and comfortable. You want your loved one to walk on air, and why not let your Valentine walk in style, too? These are quite unique and should help make your partner feel special.

4. Rick Owens Beanie

If your loved one lives in a region that gets cold during the winter, you may want to consider this Rick Owens gift. The Rick Owens 2019 Wool Beanie looks spectacular, yet it is also a simple design that was made to be worn with almost anything. The natural fabric is soft but also warm as can be, making it ideal for any person who wants to stay warm and feel luxurious. You definitely cannot go wrong with this particular gift.

5. Fendi Bag Charm

Your partner may have a few purses, but there are some nice accessories out there. You can opt for a nice bag charm. These charms have a special way of revitalizing any purse in just one second. Fendi has a beautiful fox fur bag charm that your loved one can use with any purse. It will give all your loved ones bags a new look.

Hopefully, you find the perfect gift in this short list. Flowers are always a go too gift according to a company that offers hand bouquet in Singapore. Of course, you need to make sure you go with your heart when it comes to gifts, so make sure you are listening because it is whispering what your beloved really wants this Valentine’s.

The ability to perform at your highest level whether it is professionally, physically, or mentally can be a huge help in your overall quality of life. Too many people think it is not possible to be working at their highest level on a consistent basis. This is due to them not setting themselves up for success as they do not know what they are capable of. The best thing that you can do is take a proactive approach to your performance daily. The following are tips to help increase your quality of performance in a more regular way.

Eat With What You Are Doing Later In Mind

If you are going to hit a hard workout it is probably wise to avoid a greasy burger a few hours prior. Eat with what you have to do in mind later as this can make all of the difference. Drinking a cup of coffee at the right time can make you perky enough to meet with a boss that is not exactly your favorite or do a squat set that haunts your dreams. Take time to research what foods can be great for what activities at a health resource like Happy Body Formula. You might find that what you are eating actually has a negative impact on your performance.

Recovery Shakes/Supplements

People that exercise in an intense fashion need to be focusing on their recovery immediately after completing the workout. This window of time is optimum for recovery and allows a person to come back even stronger the next day. Chocolate milk has been shown to be great for recovery and many in the track and swimming community use it on a daily basis. Make sure that your recovery shake aligns with your goals as some can be quite high in calories.

Get Enough Sleep

Sleep is undervalued with some people being able to function with only a few hours of sleep while others need 8 hours or more. Each person differs immensely but knows how much sleep makes them feel great the next day. Far too many people stay up too late doing things that are worthless like binging Netflix when they could be getting their body/mind ready for the next day. If you are not getting sleep although trying seeing a specialist or looking into new mattresses can help.

Limit Alcohol Intake

Nobody performs at their peak when they have a hangover regardless of what people say of their younger days. This does not mean that you cannot have a glass of wine for dinner but do not continue drinking until you finish the bottle. The one aspect that many people forget about drinking alcohol is the immense appetite some people get. Downing a few burritos late at night might impact your performance the next day via stomach problems. Moderate your drinking to see if it impacts your performance and if it does not then you are not drinking too much.

Take the time to see where you want to perform at a higher level and set goals in place that will help you achieve this goal. You are capable of far more than you even think, start tapping into your true potential

Members of both genders hope to have better skin and are willing to try anything to attain it. The truth about skin is that it will take work as well as helping supplement natural oils with cleansing oils for the skin. Oils have been used for centuries as cleansing oils have done everything from softening skin to helping keep skin moisturized. Different oils have different benefits so a user could benefit from using multiple over the course of a day. The following are reasons that cleansing oils are the choice for softer and smoother skin.

There are plenty of skincare companies that offer cleansing oils but most have quite simple ingredients. Coconut and olive oil are used frequently to make skin soft and supple. Nut oils like that of the macadamia nut are also frequently used. The best thing that you can do with your cleansing oils is make them yourself as you know there will not be any extra additives that could be harmful to the skin.

Cleansing oils can also help remove makeup which can dry out the skin and become caked on. Keeping the skin moisturized in imperative when a person wants softer skin. Check out different brands of cleansing oils to see which has the purest ingredients and which can be made personally from home with just a few simply ingredients!