During ‘normal’ times, buying a house is always a very involving process. It involves meeting lots of people, from sellers and advisors. The level of human interaction is quite high, which is a considerable problem in combating the Covid-19 pandemic. In this complicated Covid-19 times, you may be wondering whether buying a house is possible. Well, here is some help. Here are some tips that will help you buy a home and still ensure safety.
Find a Tech-Savvy Real Estate Agent
An excellent real estate agent is key to finding the ideal home for you. Apart from aligning with your needs, real estate agents are now required to be conversant with technology. This is because physical meetings expose you to risks. Therefore, the agent of your choice needs to be comfortable in hosting online meetings. This is through platforms such as Google Hangouts, Zoom, Skype, and many more. There also applications that allow you to receive and sign documents digitally. Such measures ensure a limit on time spent moving around and coming into contact with contaminated surfaces.
Consider Virtual Tours
House tours where there were cookies for everyone to nibble on are no longer viable. Visits carried out at the comfort of your couch are now the in-thing. Your realtor can easily send you pictures and videos of prospect properties. Since sellers can always edit videos, you may ask for a real-time virtual tour or a Face time with the realtor. This will ensure you get a feel of the house and make observations on imperfections without edits. The primary purpose of virtual tours is to eliminate some properties from a long list of choices. It is unnecessary to visit numerous houses where you expose yourself to more risks. Take your time and visit Movoto.com to narrow down your choices.
Remote House Inspection
Skipping a house inspection is one of the biggest mistakes you could make when buying. However hard the times maybe, you could still get a thorough home inspection, without necessarily putting yourself at risk. You can easily find agencies that conduct remote inspections by consulting with websites that show house listings. An independent review is the best option. The agency will take videos and pictures of things they find faulty in the house. This helps in getting a full report on the state of the residence. The findings reach you through a virtual meeting. Apart from that, after inspecting the house, the inspectors sanitize all surfaces before and after physically examining them.
Apply for Loan Pre-Approvals Online
Getting pre-approved for a loan ensures your finances for your house are okay. Before the pandemic, several lenders had transformed into a fully online system for efficiency. Thus, it should not be hard finding a loan officer who is conversant with an online order. The officer should provide learning materials, where you can learn everything about mortgage, the interest rates, and still track your loan progress. Shop around for loan officers, compare what they are offering and pick the best. Documents that the officer needs to assess, such as credit history, bank statements, or tax returns, are also available online. This ensures a paperless system with limited human contact.
Prepare Efficiently for the Showing
When you narrow down your options to a few houses, you could start physical visits. There are some details about the house that may not be detected by virtual tours. This includes things like smells. For those few house tours, you should prepare thoroughly. Carry your mask and sanitizer.
Additionally, insist on precautions such as filling of questionnaires to ascertain the health status of everyone involved in the process. You could also practice habits that reduce our exposure to the virus like avoiding touching your face. You could also arrange such that showings are minimal to avoid congestion. Such simple preparations reduce your likelihood of contracting the virus tremendously.
Remote House Closings
Previously, house closings involved shaking hands and handing over keys, among other activities, where both parties heavily interacted. Since there are documents that require signing, physical presence is necessary. However, both parties could observe social distancing by choosing a favorable location for the closing. This could be a conference room, with plenty of room for sufficient air circulation. Alternatively, the parties can occupy different rooms or use personal vehicles as an office. Signing often takes very little time, which reduces exposure time significantly.
As things slowly move back to normalcy, more buyers are exploring the market for homes. Therefore, there is an influx of buyers in the market. When you come across a good deal, move fast and close as you are up against a vast competition. Also, do not rush into sales to keep up with the market. Remember that your health is of paramount importance. Avoid unnecessary meetings and take all necessary precautions to protect yourself.